Members First Checking

We know that at different times in your life you need different products and services.  Age 50 and beyond offers many advantages at First Citizens Bank.  Take a look at the many services and benefits you’ll receive from our Members First Checking Account.

Minimum Deposit to Open Account $ 100.00
Monthly Membership Fee $ 3.00 Individual
$ 5.00 Joint
Transaction Limitations Unlimited 
Return of Cancelled Check Images Yes
Interest Earned on Average
Daily Available Balance		 Yes
Interest Calculation Method Interest compounded daily on the average daily available balance.
ATM Access Yes
Escort Visa Check Card Yes
Statement Yes / Monthly
TABS (Telephone Anytime Banking Service) / Internet Banking / Bill Payment
 (Available upon Request)		 Yes

Members First Package Services Include: 

  • Special Premium Interest Savings Account ($2,500 minimum balance, see Premium Interest Savings for additional information)

  • Members receive two single orders of personalized Members First checks per year

  • Savings or Money Market Transfer for overdraft purposes - (available upon written request - current fee applies)

  • Safe Deposit Box Rental - 50% discount (limit one)

  • Identity Theft Assistance

    Services Available: "Identity Watch" and "Identity Theft 911" (includes credit card registration)

  • Accidental Death & Dismemberment / Common Carrier Insurance

  • Traveler's Checks at no additional fee

  • Fax Machine Use (Limit 5 per Month; Continental US only)

  • Photo Copies (Limit 25 per Month)

  • Stop Payment Orders (Free of charge Limit 3 Current Orders)

  • Club Advisory Board - elected by club members

  • Monthly Members First Newsletter

  • Living Family Journal

  • Cashier's Checks (Limit 3 per month at no charge)

  • Notary Service at no charge

  • Prescription drug discounts available

  • Prescription Eyewear and Eye care Discounts

  • Members First Annual Celebration

  • Health Care Certificate of Deposit - Early withdrawal penalty is waived in the event of financial need due to serious illness.  This certificate is an exclusive benefit to Premier Members and Members First Checking Account holders.


Contact us today for more information.