Members First Checking

We know that at different times in your life you need different products and services.  Age 50 and beyond offers many advantages at First Citizens Bank.  Take a look at the many services and benefits you’ll receive from Members First.

Minimum Deposit to Open Account $ 100.00
Membership Fee $ 3.00 Single
$ 5.00 Joint
Transaction Limitations Unlimited 
Return of Cancelled Checks Yes
Interest Earned on Average
Daily Available Balance		 Yes
Interest Calculation Method Interest compounded daily on the average daily available balance.
ATM Access Yes
Escort Check Card Yes
Statement Yes / Monthly
TABS (Telephone Anytime Banking Service) / Internet Banking
 (Available upon Request)		 Yes

Members First Package Services Include: 

  • Special Premium Interest Savings Account ($2,500 minimum balance, see Premium Interest Savings for additional information)

  • Members receive two single orders of personalized Members First checks per year

  • Savings or Money Market Transfer for overdraft coverage

  • Safe Deposit Box Rental - 50% discount

  • Accidental Death & Dismemberment / Common Carrier Insurance

  • Traveler's Checks at no additional fee

  • Fax Machine Use (Limit 5 per Month; Continental US only)

  • Photo Copies (Limit 25 per Month)

  • Stop Payment Orders (Limit 3 Current Orders)

  • Club Advisory Board - elected by club members

  • Monthly Members First Newsletter

  • Identity Watch

  • Living Family Journal

  • Cashier's Checks (Limit 3 per month)

  • Bond Coupon Redemption ( proceeds credited upon collection )

  • Notary Service

  • Credit Card Registration

  • Members First Identification Card

  • Prescription Eyewear Discounts

  • Members First Annual Celebration

  • Health Care Certificate of Deposit - Interest penalty is waived in the event of financial need due to serious illness.  This certificate is an exclusive benefit to Members First


Contact us today for more information.