Asset Allocation

Deciding where to put your assets is one of the most important decisions you can make for your portfolio. How your assets are allocated among equities, fixed income investments, and cash equivalents (money-market funds) will effect your overall portfolio's performance.

Diversification is the Key

No two securities in your portfolio will respond to changing economic or market conditions in the same way.  Diversification is considered a key to consistently successful investing.  You can enhance your chances of success by diversifying your investments across several different companies, industries, or even countries.  An easy way for you to diversify as an individual investor is to purchase a mutual fund, which owns the stock of several companies. 

When It's Time to Realign

Consult with your financial administrator or First Citizens Bank Representative for more information on your investment options.

The NASDAQ Stock Market

Access to stock quotes from NASDAQ, NYSE, and AMEX income and earnings-per-share information, intra-day charts for the Dow Jones Industrial Average, S&P 500, NYE Composite, AMEX Composite, 13-week treasury bill index, 30-year treasury bond index, and asset allocation.

Note:  Investments such as stocks, bonds, mutual funds, money market funds, annuities, and treasury securities, etc. are not FDIC insured, not guaranteed by the financial institution, and are subject to risk and may lose value.